Guides
Guides for owners with property and a deadline
Titles, tax, settlements and equity, explained for Australian business owners — researched, practical and honest about what lenders look at. New guides added regularly.
Property titleATO and taxGrowthPlanning
How to Read a Property Title Search Before You Borrow
A line-by-line guide to your own title search — owners, mortgages, caveats, easements and notices — and the five checks that matter before you borrow.
1 October 2026
Selling a Property With a Caveat on Title: Settlement Guide
Selling the property that secures your caveat loan? How the payout, the caveat withdrawal and settlement fit together, and how to avoid a shortfall.
1 October 2026
ATO Tax Debt Disclosure: The $100k Rule and Your Credit
The ATO can report business tax debts of $100k+ overdue 90+ days to credit bureaus. Who's affected, how to stop it and what it means when you need to borrow.
1 October 2026
Buying Your Business Premises: Deposit, Duty and Timing
Buying the premises you lease, or new ones? How deposits, transfer duty and settlement timing work — and where a caveat loan can hold the deal together.
1 October 2026
Strata Property as Loan Security: Units, Offices, Warehouses
Units, strata offices and industrial strata can all secure a business loan. What lenders check on a strata lot and which properties get tricky.
1 October 2026
The 30-Minute Equity Check Every Business Owner Should Do
A half-hour routine to work out how much property equity your business could use — and when a bank top-up or a caveat loan is the better path.
1 October 2026Property equity and a deadline? Let's check the numbers
One short enquiry about the property, the amount and your exit. No credit check to ask, no lender list, and a real person who calls you with the structure that fits.
No credit check to enquire
Not sprayed to a lender list
A real person on your file